Allowing insurers to sell plans that aren’t compliant with the Affordable Care Act would undermine protections for those with pre-existing medical conditions and lead to higher premiums, industry groups say

Source: Insurers Oppose Cruz Amendment to Republican Health-Care Bill – WSJ

First, new treatments will continue to be invented and everyone will want insurance to pay for them. Consumers and providers alike, all voters, will prevail.

Second, until providers are required to market treatments with clear prices, consumers will never be able to bring market forces to bear.

Complexity of coverage and so much “protective” legal disclsure language no one can read let alone understand and lack of plan portability combine to assure costs of health care continue upward trajectory, a major know risk to our economy and international competitiveness.